Are you ready to start planning for retirement but not sure where to begin?
Join our Modern Retirement Planning 2-day workshop at Cuesta College and learn how to:
✅ Retire smarter & reduce taxes
✅ Protect your assets
✅ Maximize Social Security
✅ Create a lasting income plan
Designed for adults 50+, this course breaks down investments, estate planning, and retirement strategies — all in plain English.
📍 Locations & Dates:
San Luis Obispo Campus: Tues, Oct 7 & 14 | 6–9 PM
Paso Robles Campus: Thurs, Oct 9 & 16 | 6–9 PM
Paso Robles Campus: Sat, Oct 11 & 18 | 10 AM–1 PM
💲 Registration Fee: $59 (includes 200+ page workbook)
👥 Bring your spouse or guest at no additional charge!
➡️ Register today through the Cuesta College adult-ed portal — spots are limited!
Course Curriculum Highlights
Setting Goals
Educated approach to goal setting
Retirement objectives & preparation
Keeping good records, controlling debt/credit
Creative tax reduction strategies
Capital gains vs. ordinary income
8 mistakes to avoid
Considering the Costs
Life expectancy, inflation, early retirement
Will your nest egg last?
Nest Egg Sources
Roth/Traditional IRAs
Employer plans & Social Security
Roth conversions
Other income sources
Estate Planning
Probate & trust options
Gift and inheritance taxes
Durable power of attorney
Addressing mental incapacity
Traditional Investments
Risk tolerance & asset allocation
Stocks, bonds, mutual funds, ETFs
Managed accounts
Fixed vs. variable annuities
Non-Traditional Investments
Traded vs. non-traded REITs
Commodities, foreign exchange, hedge funds
Protecting Your Assets
Life/health insurance, Medicare
Disability income needs
Long-term care
Strategies
Pension choices, rollovers, and withdrawals
Lump sum vs. regular distributions
Avoiding penalties before 59½
Maintaining control & flexibility in retirement
Also check out other Workshops in Los Osos, Health & Wellness events in Los Osos.
