IN HOUSE NON QM with RMLO Africa Gibb

Not every borrower fits the traditional loan mold, and that’s where Non-QM (Non-Qualified Mortgage) loans come in!In this class, we’ll break down loan options designed to help self-employed individuals, real estate investors, foreign nationals, and those with unique financial situations secure financing when traditional lenders say no.
We’ll cover:
Bank Statement Loans – No tax returns required! Qualify based on deposits.
DSCR Loans – Perfect for real estate investors using rental income.
1099 Loans – Tailored for independent contractors.
ITIN Loans – Homeownership options for those without a Social Security Number.
Asset-Based Loans – Use your assets instead of income to qualify.
Foreign National Loans – Mortgage solutions for non-U.S. residents looking to invest in U.S. real estate.If you’ve ever struggled to get approved or have clients who don’t meet standard guidelines, this class is for you! Learn how these programs can open doors for more buyers and increase your business.

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