The MLO Underwriter’s Ultimate Guide to Buying Your First Home
📅 Date & Time: Saturday, October 11, 2025 · 1:00–2:00 PM
📍 Location: Harmon Library · Meeting Room · Downtown Phoenix
✨ Special Offer: All attendees who close a loan with Joel Perry before 12/31/25 will receive a $500 Closing Cost Credit at closing.
Thinking about buying your first home? Don’t leave it to guesswork or Google searches. This class gives you the inside track directly from an underwriter — the person who actually approves or denies mortgage loans. You’ll walk away knowing what it really takes to qualify, how to avoid common mistakes, and how to make a confident offer in today’s market.
What you’ll learn:
✅ How much home you can really afford (and how lenders calculate it)
✅ Credit tips & myths that can save or sink your approval
✅ Low- and no-down payment programs available in Arizona
✅ The real costs of homeownership (beyond the mortgage payment)
✅ How to make a winning offer in today’s market
What you’ll take home:
The knowledge of exactly how an underwriter looks at your file — so you can prepare the right way.
A First-Time Homebuyer’s Path to Homeownership kit: checklists, resources, and guided note space to help you move forward with confidence after the class.
📲 Seats are limited to 40 attendees — reserve yours today!
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Joel Perry · The MLO Underwriter
NMLS #1524594 · NEXA Mortgage · Equal Housing Lender
www.themlounderwriter.com
· 480-710-7063
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