Celebrate National Homeownership Month with PH+!

Part 1: Laying the Foundation
Day 1 – Understanding PH+ and the Path to Homeownership

Who We Are & How We Can Help

• Introduction to PH+ – our mission, values, and commitment to community
• Meet the team: our experience and how we support your journey
• Overview of our homebuyer programs and financial assistance offerings
• Understanding eligibility requirements
• What homes are available now and what's coming soon
• Fee Simple vs. Community Land Trust (CLT): What’s the difference?
• On-Site Application Support:
• • In-person application walkthrough
  • Required documents and information explained
  • Book your follow-up appointment to review your application with our team

From Pre-Approval to Closing the Deal

• Getting pre-approved: what it means and how to prepare
• Working with a real estate agent vs. a developer – what to expect
• Finding the right home and making an offer
• “The Price is the Price”: Understanding fixed pricing models
• What happens during home inspections and appraisals
• A breakdown of property taxes and homeowners insurance
• How financing works: lenders, loans, and closing costs
• Homebuying Timeline: What’s happening at every stage
• Navigating the Paperwork:
• • Reviewing your purchase agreement
  • Understanding disclosures
  • Role of a real estate attorney
  • Title search, title insurance, and closing procedures

Part 2: Planning & Preparing

Day 2 – Financial Foundations, Visioning, and Next Steps

Building a Strong Financial Future

• Budgeting and saving for your new home
• Creating a personalized Homebuyer Action Plan
• 1:1 Credit Review: Know where you stand
• Debt mitigation strategies
• Building a general and emergency savings fund
• Improving your credit score to strengthen loan eligibility
• Scheduling lender appointments to get you mortgage-ready

• Create a vision board to define your homeownership goals
• Optional tour of available or model homes
• Visualize your future and plan your next steps