The Credit Score World – FREE 2-Hour CE Course for REALTORS®
Earn 2 Florida CE Hours · Food & Refreshments Included · No Cost to Attend
Quick Details
Date & Time: September 10th, 11 AM to 1:30 PM
Location: 1353 N Federal Hwy, Boca Raton, FL 33432
Instructor: Gabe Kutlin, Credit Strategist & CEO, Liberty Credit Experts LLC
CE Hours: 2
Florida Course #: 0021694
Course Type: RC1
Cost: FREE (Registration required)
Who Should Attend: Florida real estate licensees + real estate professionals seeking practical, client-ready credit knowledge.
IMPORTANT: Please have your Florida real estate license number ready at check-in so we can report your CE credits.
About the Course
Today’s buyers live or die by their credit profile. As a real estate professional, knowing how credit scores work can make the difference between a dead deal and a closed one. The Credit Score World breaks down what really moves the needle—so you can guide clients, set expectations, and collaborate more effectively with lenders.
You’ll walk away with plain‑English explanations, real‑life examples, and actionable talking points you can use the same day with prospects, buyers, and referral partners.
What You’ll Learn
We’ve organized the session into fast, high‑impact modules:
Session 1 – Credit Basics
• What “credit” actually measures• Score ranges & what they mean in real estate• Major score factors at a glance
Session 2 – Data Flow & the FCRA
• Credit vs. risk: why lenders care• Data Furnishers, Credit Reporting Agencies (CRAs) & the reporting life cycle• FCRA fundamentals every agent should know
Session 3 – Score Anatomy: Impact Drivers
• Derogatory information & damage potential• Utilization ratios (revolving vs. installment)• Revolving credit behaviors that swing approvals
Session 4 – Score Anatomy Continued
• Length of credit history & why “old” matters• Rate shopping rules• Hard vs. soft inquiries: separating myth from reality
Bonus Segment – Federal Student Loans, DTI & Utilization Strategies
• Where student loans show up• How they affect debt‑to‑income (DTI)• Tactical moves that may improve borrowing power
Who This Helps
Realtors® · Brokers · Teams · Transaction Coordinators · Loan Officers · CPAs · Educators · Anyone advising clients on buying power.
Instructor
Gabriel Kutlin is the CEO & Lead Credit Strategist at Liberty Credit Experts LLC. He has trained real estate agents, loan officers, CPAs, teachers, credit repair companies, and consumer groups across Florida on credit rights, scoring behavior, and practical improvement tactics.
How CE Credit Works
Register through Eventbrite.
Attend the full 2‑hour live session.
Provide your Florida real estate license number at sign‑in
Liberty Credit Experts reports your completion for 2 CE hours under Course #0021694 (RC1).
Food & Networking
Complimentary food and refreshments are provided. Arrive a few minutes early to network with peers and sponsors.
Sponsors
A big thank‑you to our event partners who help keep this training free for the real estate community:
Angelica Adams with Robb & Stucky
Click the orange “Register” button to secure your seat.
Need Help?
Questions about CE reporting, accommodations, or group registrations? Contact Liberty Credit Experts LLC.
Let’s build smarter deals by understanding the credit behind them. See you there!
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