Special Needs Planning: The Basics

Planning for the future of a loved one with special needs can feel overwhelming — emotionally and financially. Between legal decisions, government benefits, and long-term care considerations, families often aren’t sure where to begin.

This educational session is designed to simplify the process and give you clear, practical strategies to help you plan with confidence.

We’ll cover the foundational tools families use to protect a loved one’s quality of life while preserving eligibility for important public benefits. You’ll learn how different planning options work together and how to avoid common (and costly) mistakes.

Topics include:
• The basics of special needs planning
• How Special Needs Trusts protect assets without jeopardizing benefits
• How STABLE accounts can provide flexible, tax-advantaged savings
• An overview of key government benefits such as SSI and Medicaid
• Strategies for coordinating family support and long-term care
• First steps you can take right away

Whether you’re just starting to think about planning or updating an existing plan, this session will help you better understand your options and feel more prepared for the road ahead.

Perfect for parents, caregivers, grandparents, and anyone who wants peace of mind about a loved one’s future.