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Follow Ricky WaltersA seasoned professional in financial planning and mortgage lending.• Licensed Mortgage Broker in California• Licensed with the NMLS• Fourteen years experience originating/brokering loans• Four years experience originating FHA and VA loans• Twenty five years experience in sales/marketing• Thirty years experience in management/leadership positions• BS degree in computer science• CA Real Estate Brokers License February 24, 2004• Life Insurance Agent February 4, 2002• Variable Agent, Member of the NASD July 15, 2002