Empowering Families & Individuals with our Financial Philosophy and Financial Literacy CampaignA LACK OF EDUCATIONNorth Americans are facing serious financial challenges. In the U.S., 33% of Americans don’t pay their bills on time, 39% carry credit card debt from month to month, only 59% of adults say they have savings, and more than 77 million Americans don’t pay their bills on time.It’s ironic that we live in one of the wealthiest countries in the world, but we always have money problems. We can work hard all our lives but retire poor. We don’t have much, and we don’t know much. Nobody teaches us how to manage our money in school. Financial issues are not often discussed and financial products not always explained.We need to change, we need understanding first. Because Financial education isn't an option. It's a necessity.
