A semi retire ICT entrepreneur turn self learn property investor acquiring more than 30 properties between 2016-2020, just before Covid-19. Over the past 5 years, has no income at all but yet able to maintain lifestyle, fund eldest daughter completing her Actuarial Science degree, second daughter completing her A-Level and youngest daughter starting a business; all because of value investing into properties and smart leverage on mortgage.Believer of give and take. Practice treat other the way I like to be treated. Stay tune to my events where I wouldn't reserve to give my knowledge and experience. In return, taking your time.See you soon. Cheers