Greetings! Thank you for choosing Elite Management & Consulting Services, LLC. You are officially one step closer to becoming a homeowner. What can you expect from EMCS? We are your first time home buyer advocates. Using our "ground up" approach, we will conduct a thorough review of your credit and finances along with your spending and saving habits to BUILD a plan of action just for you to ensure that you are on the right track to get preapproved for a mortgage. Your plan of action may also include referrals of service to our trusted partners in areas of credit repair, banking, realtors, mortgage consultants, and life/home/auto insurance agents. Information is power. All in all, this journey will EMPOWER and equip you with the information you need to THRIVE financially. Mortgage professionals such as realtors and mortgage consultants are commissioned based and may be of limited service to you if you do not immediately qualify. We are here to help you even if you have flawed credit.