3 hours
Cazle Mortgage, Inc.
Free Tickets Available
Sat, 08 Nov, 2025 at 01:00 pm to 04:00 pm (GMT-05:00)
Cazle Mortgage, Inc.
6211 Greenleigh Avenue, Middle River, United States
Are you thinking about buying a home in 2026? 🏡 The steps you take today with your credit and finances can unlock your future keys. Join us for an afternoon of education, wine, and networking designed to help you prepare for homeownership the right way.
This isn’t your average seminar — we’ve partnered with The Wine Concierge to bring a curated wine tasting experience that pairs perfectly with practical tips from our real estate, lending, credit, and title experts.
What You’ll Learn
Why Attend?
✅ Discover what it takes to be ready to buy in 2026
✅ Enjoy a guided wine tasting while you learn
✅ Connect directly with trusted professionals (credit counselor, lender, title rep, realtor)
✅ Leave with resources, checklists, and the option to schedule a free 1:1 consultation
Agenda Snapshot
🎟 Seats are limited — RSVP today to secure your spot.
Info: Theme: Building credit = building buying power
- How scores are calculated (payment history, utilization, age, etc.)
- Quick wins vs. long-term strategies (disputes, debt management, utilization hacks)
- Common myths: closing cards, paying off collections, etc.
- How to raise your score over 12–24 months (example: 640 → 700+)
- Offer: 1:1 credit analysis / consultation sign-up at event
Info: Theme: From credit to pre-approval
- How credit score affects interest rate, monthly payment, and buying power
- Minimum score requirements for FHA, VA, Conventional, etc.
- Why stable employment and consistent savings are key
- Down payment strategies (3%, 5%, 20%) + assistance programs
- What to start gathering now (pay stubs, tax returns, savings history)
- Offer: pre-approval planning session or soft-pull credit analysis
Info: Theme: The Market, The Timeline, and The Plan: How to Buy Smart in 2026
- Rent vs. Buy
- Step-by-step timeline: credit → pre-approval → house hunting → closing
- What to expect at each stage of the process
- What’s happening now in the local market (inventory, pricing, rates)
- First-Time Buyer Mistakes to Avoid
- Offer: 1:1 Buyer Consultation & Buyer Guide
Info: Theme: Closing costs and protecting your future purchase
- What title insurance is and why it matters (protects your investment)
- Typical closing cost range in MD/DC (2–4% of purchase price)
- Hidden fees buyers forget to budget for (taxes, escrows, transfer fees)
- Why early planning helps — avoiding surprises at closing
- Offer: closing cost worksheet + Q&A session
Also check out other Food & Drink events in Middle River, Workshops in Middle River.
Tickets for Wine & Keys: Building Your Credit Today to Buy in 2026 can be booked here.
Ticket type | Ticket price |
---|---|
Wine Tasting & Seminar Pass | Free |
Seminar Only Pass | Free |