Wine & Keys: Building Your Credit Today to Buy in 2026, 8 November | Event in Middle River | AllEvents

Wine & Keys: Building Your Credit Today to Buy in 2026

Coby Smith & Mark Belcher

Highlights

Sat, 08 Nov, 2025 at 01:00 pm

3 hours

Cazle Mortgage, Inc.

Free Tickets Available

Advertisement

Date & Location

Sat, 08 Nov, 2025 at 01:00 pm to 04:00 pm (GMT-05:00)

Cazle Mortgage, Inc.

6211 Greenleigh Avenue, Middle River, United States

Save location for easier access

Only get lost while having fun, not on the road!

About the event

Wine & Keys: Building Your Credit Today to Buy in 2026
Prepare your credit now so you’re ready for keys in hand by 2026.

About this Event

Are you thinking about buying a home in 2026? 🏡 The steps you take today with your credit and finances can unlock your future keys. Join us for an afternoon of education, wine, and networking designed to help you prepare for homeownership the right way.

This isn’t your average seminar — we’ve partnered with The Wine Concierge to bring a curated wine tasting experience that pairs perfectly with practical tips from our real estate, lending, credit, and title experts.


What You’ll Learn

  • Credit Building Strategies — how to raise your score, avoid myths, and create a 12–18 month action plan (Ronda Brunson, Ms. B Credit Queen)
  • Financing 101 — how your credit impacts interest rates, down payments, and buying power (Jacob Rossman, Cazle Mortgage)
  • Closing Costs Explained — what they are, how much to budget, and how to avoid last-minute surprises (Olivia Lucas, Lawyer Express Title)
  • The 2026 Buyer Roadmap — rent vs. buy, the step-by-step timeline, market outlook, and first-time buyer mistakes to avoid (Coby Smith, Chateau Seekers at Keller Williams Capital Properties)


Why Attend?

✅ Discover what it takes to be ready to buy in 2026

✅ Enjoy a guided wine tasting while you learn

✅ Connect directly with trusted professionals (credit counselor, lender, title rep, realtor)

✅ Leave with resources, checklists, and the option to schedule a free 1:1 consultation


Agenda Snapshot

  • 1:00 PM – Check-in & Networking
  • 1:20 PM – Welcome & Introductions
  • Rotating Wine Tastings + Expert Presentations
  • 3:00 PM – Networking Break
  • 4:00 PM – Closing


🎟 Seats are limited — RSVP today to secure your spot.


https://cdn-az.allevents.in/events8/banners/b9175d10-aa7f-11f0-aa32-0b15300cb2fb-rimg-w592-h740-dcbda278-gmir.jpg

Agenda


🕑: 01:00 PM - 01:20 PM
Check-in & Networking

🕑: 01:20 PM - 01:30 PM
Welcome & Introduction

🕑: 01:30 PM - 01:45 PM
Wine Introduction & Tasting #1

🕑: 01:45 PM - 02:05 PM
Credit Counselor Presentation
Host: Ronda Brunson

Info: Theme: Building credit = building buying power

- How scores are calculated (payment history, utilization, age, etc.)

- Quick wins vs. long-term strategies (disputes, debt management, utilization hacks)

- Common myths: closing cards, paying off collections, etc.

- How to raise your score over 12–24 months (example: 640 → 700+)

- Offer: 1:1 credit analysis / consultation sign-up at event



🕑: 02:05 PM - 02:20 PM
Wine Introduction & Tasting #2

🕑: 02:20 PM - 02:40 PM
Lender Presentation
Host: Jacob Rossman

Info: Theme: From credit to pre-approval

- How credit score affects interest rate, monthly payment, and buying power

- Minimum score requirements for FHA, VA, Conventional, etc.

- Why stable employment and consistent savings are key

- Down payment strategies (3%, 5%, 20%) + assistance programs

- What to start gathering now (pay stubs, tax returns, savings history)

- Offer: pre-approval planning session or soft-pull credit analysis



🕑: 02:40 PM - 02:55 PM
Networking Break

🕑: 02:40 PM - 02:55 PM
Wine Introduction & Tasting #3

🕑: 03:10 PM - 03:30 PM
Realtor Presentation
Host: Coby Smith

Info: Theme: The Market, The Timeline, and The Plan: How to Buy Smart in 2026

- Rent vs. Buy

- Step-by-step timeline: credit → pre-approval → house hunting → closing

- What to expect at each stage of the process

- What’s happening now in the local market (inventory, pricing, rates)

- First-Time Buyer Mistakes to Avoid

- Offer: 1:1 Buyer Consultation & Buyer Guide



🕑: 03:30 PM - 03:50 PM
Title Rep Presentation
Host: Olivia Lucas

Info: Theme: Closing costs and protecting your future purchase

- What title insurance is and why it matters (protects your investment)

- Typical closing cost range in MD/DC (2–4% of purchase price)

- Hidden fees buyers forget to budget for (taxes, escrows, transfer fees)

- Why early planning helps — avoiding surprises at closing

- Offer: closing cost worksheet + Q&A session



🕑: 03:50 PM - 04:00 PM
Networking Q&A


Also check out other Food & Drink events in Middle River, Workshops in Middle River.

interested
Stay in the loop for updates and never miss a thing. Are you interested?
Yes
No

Ticket Info

Tickets for Wine & Keys: Building Your Credit Today to Buy in 2026 can be booked here.

Ticket type Ticket price
Wine Tasting & Seminar Pass Free
Seminar Only Pass Free
Advertisement

Event Tags

Nearby Hotels

Cazle Mortgage, Inc., 6211 Greenleigh Avenue, Middle River, United States
Register for Free
Ask AI if this event suits you

Host Details

Coby Smith & Mark Belcher

Coby Smith & Mark Belcher

Are you the host? Claim Event

Advertisement
Wine & Keys: Building Your Credit Today to Buy in 2026, 8 November | Event in Middle River | AllEvents
Wine & Keys: Building Your Credit Today to Buy in 2026
Sat, 08 Nov, 2025 at 01:00 pm
Free