Homeownership 101- Credit- How the System Really Works

Credit is one of the most misunderstood parts of the homebuying process, and confusion around credit often stops people from moving forward long before they’re ready.

In Chapter 2 of our Homeownership 101 series, we’ll break down how credit actually works, how lenders view it, and what really matters when preparing to buy a home. We’ll cover common myths, realistic expectations, and how to think about credit improvement without pressure or urgency.

This is a free, education-first class. There is no sales pitch, no obligation to work with any specific professional, and no requirement to be ready to buy.

The Homeownership 101 series is taught by Team Sanburg of NextHome Rocky Mountain in partnership with Mike Andrews of American Liberty Mortgage. You may know Mike as Mr. Andrews — a retired principal with a long-standing background in education and community involvement.

Whether you plan to buy soon, later, or just want clarity, this class is designed to meet you where you are.

Also check out other Workshops in Greeley.