Join the WAVE Young Professionals Network for our November Event:
💳 Topic: Your Credit, Your Power - How Scores Affect Borrowing
📍 Northland Arboretum
📅 Tuesday, November 11 | 8:30 – 10:30 AM
Money doesn’t have to be intimidating — understanding it is one of the smartest investments you can make in yourself.
At this interactive workshop, Nicole Pfeffer from Mid Minnesota Federal Credit Union will break down credit reports and interest rates, showing how your score directly impacts what you pay for loans.
🎯 Key Takeaways:
• Higher credit score = lower rates & more savings
• Small changes today can save thousands later
• Your score reflects habits like on-time payments & low balances
• Learn how credit works — and gain the power to make smarter money moves
💡 Hands-On Simulation:
Put your knowledge into action with The Loan Cost Comparison Game! Work in small groups to compare real loan scenarios — see firsthand how a few points in your credit score can change what you pay. You’ll leave with practical tips and tools to start improving your score right away.
🕓 Schedule:
• 8:30 – 9:00 AM: Check-in, breakfast, networking
• 9:00 – 10:15 AM: Workshop with Nicole Pfeffer
• 10:15 – 10:30 AM: Raffle prizes
🎟️ Cost:
• Free for WAVE Members
• $25 for Guests
_______
🌊 What is WAVE?
WAVE Young Professionals Network connects and empowers individuals ages 18–39 across the Brainerd Lakes Area through networking, learning, and leadership opportunities.
Learn More: www.WAVEypn.com
Also check out other Workshops in Baxter.
