Call the library desk to register. Seating is limited.
518-842-1080
For many individuals nearing retirement, the decision of when to collect their Social Security benefits has become increasingly difficult and could be one of the most important financial decisions of a lifetime with thousands of dollars at risk of forfeiture if not properly evaluated beforehand.
This can largely be attributed to today’s increased life expectancy projections in retirement coupled with the decline in traditional corporate pension plans. The result is often far greater dependency upon one’s Social Security benefits than ever before. Therefore, it’s important for individuals to not only learn the basics of Social Security, but more importantly, how to better apply the information to their own unique situation in order to potentially maximize their benefits.
Since there is no “one size fits all approach” to collecting one’s Social Security retirement benefits, individuals ages 55-70 will want to attend this complimentary one-hour financial education program in order to learn how to make a more informed claiming decision.
Answers to frequently asked questions will be provided:
• When is the best time to collect my Social Security benefits?
• Can I collect benefits if I’m still working?
• Is it better to collect benefits sooner rather than later?
• How are my Social Security benefits calculated?
• Should my spouse collect my benefits instead of their own?
Since 2015, this event has been presented as a community service by John Kalil, a Financial Advisor and the Founder & President of Retirement Solutions, LLC.
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