Budgets That Work: Planning, Forecasting, and Staying on Track

Budgeting does not have to be rigid, intimidating, or unrealistic. This training helps business owners understand how budgets and forecasts work together to guide smarter planning and decision-making.

Participants will learn the difference between a budget and a forecast, why both matter, and how each supports business goals in different ways. The session explores common types of budgets used by small businesses, including operating budgets, rolling budgets, flexible budgets, and cash flow budgets. Emphasis is placed on budgeting as a living process that adjusts as conditions change, not a one-time document that gets ignored.

The training also covers how to evaluate budget variances, plan for capital expenditures, and ensure sufficient cash is available to meet obligations. Business owners will leave with a clearer sense of direction and a better understanding of how budgeting supports stability, growth, and long-term success.

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