2026 Is Your Year For Home Ownership, Learn How!

Ready to make 2026 the year you finally own your dream home? Join us in person for an exciting event where we’ll share all the tips and tricks you need to turn that dream into reality. Whether you’re a first-time buyer or looking to brush up on the latest info, this is the place to be. Don’t miss out on expert advice, real stories, and a fun atmosphere to kick-start your journey. Let’s make home ownership happen together!

Info: First-Time Home Buyer Workshop – Agenda


Welcome & Overview

Host: Armando A. Ruiz, eXp Realty

Introduction, purpose of the workshop, and speaker overview.


Financial Readiness & Credit

Tammy Billings, TNT Financial Solutions

Understanding credit, common myths, and financial preparation for homeownership.


Mortgage Options & Loan Programs

Julio Marrero Jr., Annie Mac Home Mortgage

Loan options, down payment assistance, pre-approval vs. pre-qualification. Bilingual guidance (English & Spanish).


Insurance Essentials

Insurance Specialist

Homeowners insurance basics, lender requirements, and coverage considerations.


Legal Aspects of Buying a Home

Real Estate Attorney

Contracts, timelines, closing process, and legal protections for buyers.


The Home Buying Process

Armando A. Ruiz, eXp Realty

Step-by-step overview, making competitive offers, inspections, and closing.


Q&A, Resources & Giveaways

Open panel discussion, next steps, raffles, and networking.

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