# Event Details - **Event Name**: Coffee & Contracts: The Agent Education Series in Joliet, IL! ☕ - **Event Start and End Date**: Thu, 23 Jul, 2026 at 10:00 am – Thu, 23 Jul, 2026 at 11:30 am - **Event Description**: Grab a latte and level up! Join Team Janine for the kickoff of a brand new agent education series.About this Event☕ Coffee & Contracts is HERE — and you're invited to be part of the very first one!Hey agents! Janine Iuliano here, and I am SO excited to introduce something I've been wanting to do for a long time — a recurring education series designed specifically for real estate agents, served fresh with your morning coffee.No boring slide decks. No hard pitches. Just real talk, real tools, and really good coffee at one of Joliet's favorite local spots — Social Butterfly Coffee.Pull up a chair, grab your latte, and let's spend 90 minutes together on two topics that are making a serious impact for buyers in today's market. ?Temporary Buydowns ? Rates got your buyers hesitating? Temporary buydowns might be exactly the tool you've been missing. We'll break down:How temporary buydowns actually workWhen to recommend them to your clientsHow to explain them simply and confidentlyReal scenarios you can take straight back to your pipelineNon-QM Loans ? Not every buyer fits the traditional lending mold — and that's where the REAL opportunity is for savvy agents! We'll cover:What Non-QM loans are and who they're forHow to identify Non-QM candidates in your pipelineProducts available for self-employed buyers, investors, and non-traditional borrowersHow to stop leaving deals on the table✨ What to Expect:90 minutes of genuinely useful, conversation-style educationA casual, welcoming environment — ask ALL your questions!Coffee on us ☕ at one of Joliet's favorite local coffee shopsReal tools and talking points you can bring back to your clients that same dayGreat company and good vibes ?? This is Just the Beginning!Coffee & Contracts is an ongoing series — think of this as your new standing coffee date with Team Janine. Each session will tackle fresh, market-relevant topics to keep you sharp, confident, and closing. Stay tuned for upcoming dates!?‍? About Your Host:Janine Iuliano is a Senior Loan Officer at CrossCountry Mortgage with a passion for empowering real estate agents with the mortgage knowledge they need to serve their clients better and close more deals. Known for making complex lending topics actually make sense (and keeping things fun in the process!), Janine has been a trusted partner to agents throughout the Chicagoland area.? 847.553.7196 ✉️ Janine.Iuliano@ccm.com ? ccm.com/Janine-IulianoWe can't wait to see you there! ☕?With gratitude in every cup, Team Janine | CrossCountry MortgageEqual Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. NMLS3029 NMLS217680 BRANCH NMLS1057386(wwwnmlsconsumeraccess.org) CrossCountry Mortgage, LLC.By proceeding, I am consenting to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to be contacted by CrossCountry Mortgage or its agents on a recurring basis at the phone number and/or email address I provided regarding products or services via live, automated or prerecorded phone calls, SMS (text messages) or email. I understand that my telephone company may impose charges on me for these contacts, and that I am not required to sign this agreement as a condition of purchase of property, goods, or services. I understand that I may cancel this consent at any time. Reply STOP to cancel, HELP for help. Msg & data rates may apply. Msg freq. varies. Terms and Conditions/Privacy Policy apply. - **Event URL**: https://allevents.in/joliet/coffee-and-contracts-the-agent-education-series-in-joliet-il/100001990879221344 - **Event Categories**: fitness - **Interested Audience**: - total_interested_count: 0 - **Event Highlights**: - door_time: 2026-07-23T14:50:00Z - Duration: 1 hour 30 minutes - Location: Social Butterfly Coffee - Languages: English ## Ticket Details - **Ticket Price Range**: min: 0, max: 0, currency: USD ## Event venue details - **city**: Joliet - **state**: IL - **country**: United States - **location**: Social Butterfly Coffee - **lat**: 41.5304848 - **long**: -88.0828983 - **full address**: Social Butterfly Coffee, 310 North Ottawa Street, Joliet, United States ## Event gallery - **Alt text**: Coffee & Contracts: The Agent Education Series in Joliet, IL! ☕ - **Image URL**: https://cdn-az.allevents.in/events2/banners/73029a23fecadd0f1b08c6faf9d70515dbfe4a7bbfc04f057bb9929ff19dee7e-rimg-w1200-h600-dc1b1b1b-gmir.jpg?v=1781808426 ## FAQs - **Q**: When and where is Coffee & Contracts: The Agent Education Series in Joliet, IL! ☕ being held? - **A:** Coffee & Contracts: The Agent Education Series in Joliet, IL! ☕ takes place on Thu, 23 Jul, 2026 at 10:00 am to Thu, 23 Jul, 2026 at 11:30 am at Social Butterfly Coffee, 310 North Ottawa Street, Joliet, United States. - **Q**: Who is organizing Coffee & Contracts: The Agent Education Series in Joliet, IL! ☕? - **A:** Coffee & Contracts: The Agent Education Series in Joliet, IL! ☕ is organized by Team Janine | CrossCountry Mortgage. ## Structured Data (JSON-LD) ```json [ { "@context": "https://schema.org", "@type": "Event", "name": "Coffee & Contracts: The Agent Education Series in Joliet, IL! ☕", "image": "https://cdn-az.allevents.in/events2/banners/73029a23fecadd0f1b08c6faf9d70515dbfe4a7bbfc04f057bb9929ff19dee7e-rimg-w1200-h600-dc1b1b1b-gmir.jpg?v=1781808426", "startDate": "2026-07-23", "endDate": "2026-07-23", "url": "https://allevents.in/joliet/coffee-and-contracts-the-agent-education-series-in-joliet-il/100001990879221344", "location": { "@type": "Place", "name": "Social Butterfly Coffee", "address": { "@type": "PostalAddress", "streetAddress": "310 North Ottawa Street", "postalCode": "60432", "addressLocality": "Joliet", "addressRegion": "IL", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": "41.5304848", "longitude": "-88.0828983" } }, "eventAttendanceMode": "https://schema.org/OfflineEventAttendanceMode", "description": "Grab a latte and level up! 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My name is Janine. I’ve been thriving in the mortgage industry since 1998. My exuberant personality, persistence and impeccable attention to detail represent a combination of traits that make me exceptional at what I do.I have a passion for maintaining great, lifelong relationships that have led me to help hundreds in my community reach their goal of homeownership. Most consider me more of a friend than simply a mortgage professional who helped them with a loan.My drive and energy are derived from a love for physical fitness and exploring all that a healthy lifestyle can offer, such as skiing, yoga, meditation, lifting weights, enjoying the outdoors andbeing a dedicated giver to our community." } ] } ] ```