# Event Details - **Event Name**: 3 Credit Myths That Are Stopping You From Buying a Home - **Event Start and End Date**: Thu, 20 Nov, 2025 at 06:30 pm – Thu, 20 Nov, 2025 at 07:30 pm - **Event Description**: Bust credit myths, boost your score—whether you’re building or fine-tuning—and take real steps toward homeownership.About this EventThink your credit is holding you back from buying a home? You’re not alone—and chances are, it’s not as bad as you think.Join John Lanzone with Fairway Home Mortgage and Juan Bergas from UQUAL for a practical, myth-busting workshop designed to give you clarity, confidence, and a plan.You’ll learn what really impacts your credit score, what doesn’t, and how to take control of your financial future. Forget quick-fix gimmicks or one-size-fits-all advice—this is a real conversation about how credit works, what lenders actually look for, and how to move forward with confidence.And here’s something most people don’t realize:Credit education and improvement aren’t just for those with poor credit. Even a solid 700 score can often be elevated to a 740 or 750, which may dramatically lower loan costs and interest rates—saving thousands over the life of a mortgage.You’ll walk away with:Simple steps to improve your credit without paying for “repair” services that don’t workInsight into what lenders actually use to qualify homebuyers (and why Credit Karma often misses the mark)A personalized roadmap to start preparing for homeownership todayAccess to trusted credit resources and professionals who can helpEnjoy complimentary pizza and refreshments, connect with others on the same journey, and leave encouraged—not overwhelmed. Space is limited, so please RSVP in advance to ensure seating and refreshments.Hosted by:John Lanzone, Mortgage Advisor, Fairway Home Mortgage“Your Interest at Heart”Guest Expert:Juan Bergas, Credit Specialist, UQUAL - **Event URL**: https://allevents.in/fredericksburg/3-credit-myths-that-are-stopping-you-from-buying-a-home/100001803061297879 - **Event Categories**: workshops - **Interested Audience**: - total_interested_count: 0 ## Ticket Details - **Ticket Price Range**: min: 0, max: 0, currency: USD ## Event venue details - **city**: Fredericksburg - **state**: VA - **country**: United States - **location**: 3006 Lafayette Blvd - **lat**: 38.2694273 - **long**: -77.4868888 - **full address**: 3006 Lafayette Blvd, 3006 Lafayette Boulevard, Fredericksburg, United States ## Event gallery - **Alt text**: 3 Credit Myths That Are Stopping You From Buying a Home - **Image URL**: https://cdn-az.allevents.in/events7/banners/f241a18b8b1d96f884dc45da054f5ce904dd54735aa4ecf8508a38c814f6cfc4-rimg-w1200-h600-dcbcc0c0-gmir.jpg?v=1760649760 ## FAQs - **Q**: When and where is 3 Credit Myths That Are Stopping You From Buying a Home being held? - **A:** 3 Credit Myths That Are Stopping You From Buying a Home takes place on Thu, 20 Nov, 2025 at 06:30 pm to Thu, 20 Nov, 2025 at 07:30 pm at 3006 Lafayette Blvd, 3006 Lafayette Boulevard, Fredericksburg, United States. - **Q**: Who is organizing 3 Credit Myths That Are Stopping You From Buying a Home? - **A:** 3 Credit Myths That Are Stopping You From Buying a Home is organized by John Lanzone | Fairway Home Mortgage. - **Q**: Who is this event for? Is it right for me? - **A:** 3 Credit Myths That Are Stopping You From Buying a Home is ideal for curious learners, students, and skill-builders looking to gain hands-on knowledge and practical expertise in a focused, interactive setting. Whether you're a first-time attendee or a longtime enthusiast in Fredericksburg, this event is thoughtfully curated to deliver a standout experience worth every moment. If 3 Credit Myths That Are Stopping You From Buying a Home sounds like your kind of event, don't wait - spots fill up fast. ## Structured Data (JSON-LD) ```json [ { "@context": "https://schema.org", "@type": "Event", "name": "3 Credit Myths That Are Stopping You From Buying a Home", "image": "https://cdn-az.allevents.in/events7/banners/f241a18b8b1d96f884dc45da054f5ce904dd54735aa4ecf8508a38c814f6cfc4-rimg-w1200-h600-dcbcc0c0-gmir.jpg?v=1760649760", "startDate": "2025-11-20", "endDate": "2025-11-20", "url": "https://allevents.in/fredericksburg/3-credit-myths-that-are-stopping-you-from-buying-a-home/100001803061297879", "location": { "@type": "Place", "name": "3006 Lafayette Blvd", "address": { "@type": "PostalAddress", "streetAddress": "3006 Lafayette Boulevard", "postalCode": "22408", "addressLocality": "Fredericksburg", "addressRegion": "VA", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": "38.2694273", "longitude": "-77.4868888" } }, "eventAttendanceMode": "https://schema.org/OfflineEventAttendanceMode", "description": "Bust credit myths, boost your score—whether you’re building or fine-tuning—and take real steps toward homeownership.", "offers": [ { "@type": "AggregateOffer", "availability": "https://schema.org/InStock", "priceCurrency": "USD", "availabilityStarts": "2026-10-13", "availabilityEnds": "2025-11-20", "validFrom": "2026-10-13", "lowPrice": "0.00", "highPrice": "0.00", "price": "0.00", "url": "https://allevents.in/fredericksburg/3-credit-myths-that-are-stopping-you-from-buying-a-home/100001803061297879" }, { "@type": "Offer", "availability": "https://schema.org/InStock", "priceCurrency": "USD", "availabilityStarts": "2026-10-13", "availabilityEnds": "", "validFrom": "2026-10-13", "url": "https://allevents.in/fredericksburg/3-credit-myths-that-are-stopping-you-from-buying-a-home/100001803061297879", "price": 0, "name": "Credit Confidence Pass (Free – RSVP Required)" } ], "organizer": [ { "@type": "Organization", "name": "John Lanzone Fairway Home Mortgage", "url": "https://allevents.in/org/john-lanzone-fairway-home-mortgage/26928107", "description": "With a passion for helping people achieve their dream of homeownership, John Lanzone combines expertise, integrity, and genuine care to create a mortgage experience that is seamless, transparent, and empowering.Widely known as The Caffeinated Lender, John has built a reputation in the Fredericksburg area for his relentless energy, deep industry knowledge, and unwavering commitment to serving his clients. Whether assisting first-time buyers, seasoned homeowners, or investors, his mission is clear: Engage trust, Empower dreams, and Elevate lives.John’s approach is rooted in providing tailored mortgage solutions that align with his clients' immediate needs while securing their long-term financial goals. He understands that buying a home is more than just a transaction—it’s a life-changing milestone. Having faced personal challenges and triumphs, he brings a unique perspective to guiding clients through major financial decisions, ensuring they feel supported every step of the way.Beyond mortgages, John is deeply invested in his community. He is an active board member with Big Brothers Big Sisters of Fredericksburg and serves at Revive Church, reinforcing his belief in building strong relationships both personally and professionally. Outside of work, he enjoys roasting coffee, creating educational content for homebuyers and Realtors, and spending quality time with his wife, Sarah. Together, they’ve built a reputation as a real estate power couple—each thriving in their own right while supporting the success of others.Whether you're purchasing your first home, refinancing, or investing in real estate, John is committed to ensuring you feel confident, informed, and cared for—long after the closing table." } ] } ] ```