# Event Details - **Event Name**: Zero Down, Low Down: Colorado Down Payment Assistance Deep Dive - **Event Start and End Date**: Wed, 09 Dec, 2026 at 01:00 pm – Wed, 09 Dec, 2026 at 03:00 pm (-07:00) - **Event Description**: Join us in learning about low and no down payment mortgage financing options for your clients can use to purchase their new home.About this EventUnlock homeownership for your clients with “Zero Down, Low Down: Colorado Down Payment Assistance Deep Dive", a 3-hour education course for Colorado real estate professionals. This comprehensive class equips agents and brokers with the knowledge and strategies to confidently guide buyers through the maze of down payment assistance (DPA) programs, eligibility requirements, and practical applications.You’ll learn:Why DPA is essential for Colorado housing affordability, and how it removes barriers for first-time buyers, moderate-income families, and essential workersAn overview of major Colorado DPA programs—including CHFA, Denver city and county, regional and mountain community options—with details on eligibility, income limits, asset caps, and program structuresHow to evaluate buyer eligibility, navigate income, asset, and debt-to-income ratio requirements, and understand credit score thresholdsDPA compatibility with new construction, including builder restrictions, timing challenges, and strategies for successful transactionsHow to compare DPA options with builder incentives, analyze total cost scenarios, and choose the best path for your clientsCommon pitfalls and deal-breakers—such as documentation gaps, asset limit violations, education delays, property eligibility issues, and last-minute financial changes—and how to prevent themThis course is ideal for agents who want to help buyers access homeownership, avoid compliance pitfalls, and structure deals that maximize affordability and long-term success. You’ll leave with actionable tools, real-world case studies, and the confidence to guide clients through every stage of the DPA process.Key Highlights:Hybrid format: attend in person or virtually, with separate Eventbrite registrationsReal-world examples, actionable checklists, and interactive Q&ADesigned for agents and brokers at all experience levelsReserve your spot and become the expert who helps clients achieve homeownership with zero down, low down—and the right assistance for their needs! - **Event URL**: https://allevents.in/denver/zero-down-low-down-colorado-down-payment-assistance-deep-dive/100001983051304835 - **Event Categories**: workshops - **Interested Audience**: - total_interested_count: 0 - **Event Highlights**: - Age Limit: 18+ - door_time: 2026-12-09T19:55:00Z - Duration: 2 hours - Location: 12050 N Pecos St suite 310 - Languages: English ## Ticket Details - **Ticket Price Range**: min: 10, max: 10, currency: USD ## Event venue details - **city**: Denver - **state**: CO - **country**: United States - **location**: 12050 N Pecos St suite 310 - **lat**: 39.9154213 - **long**: -105.0052841 - **full address**: 12050 N Pecos St suite 310, 12050 North Pecos Street, Denver, United States ## Event gallery - **Alt text**: Zero Down, Low Down: Colorado Down Payment Assistance Deep Dive - **Image URL**: https://cdn-az.allevents.in/events3/banners/d49be9627689fd394ad20da8f3e69c0399a5f7b9ff0f1247411f43a445c4dff3-rimg-w1100-h618-dcffffff-gmir.jpg?v=1770972699 ## FAQs - **Q**: When and where is Zero Down, Low Down: Colorado Down Payment Assistance Deep Dive being held? - **A:** Zero Down, Low Down: Colorado Down Payment Assistance Deep Dive takes place on Wed, 09 Dec, 2026 at 01:00 pm to Wed, 09 Dec, 2026 at 03:00 pm at 12050 N Pecos St suite 310, 12050 North Pecos Street, Denver, United States. - **Q**: Is there an age restriction for Zero Down, Low Down: Colorado Down Payment Assistance Deep Dive? - **A:** Zero Down, Low Down: Colorado Down Payment Assistance Deep Dive is strictly for guests aged 18 and above. Valid government-issued photo ID is required for entry. Guests under 18 will not be admitted. The event will be presented in English. - **Q**: Who is organizing Zero Down, Low Down: Colorado Down Payment Assistance Deep Dive? - **A:** Zero Down, Low Down: Colorado Down Payment Assistance Deep Dive is organized by Luminate Bank. - **Q**: Who is this event for? Is it right for me? - **A:** Zero Down, Low Down: Colorado Down Payment Assistance Deep Dive is ideal for curious learners, students, and skill-builders looking to gain hands-on knowledge and practical expertise in a focused, interactive setting. Whether you're a first-time attendee or a longtime enthusiast in Denver, this event is thoughtfully curated to deliver a standout experience worth every moment. If Zero Down, Low Down: Colorado Down Payment Assistance Deep Dive sounds like your kind of event, don't wait - spots fill up fast. ## Structured Data (JSON-LD) ```json [ { "@context": "https://schema.org", "@type": "Event", "name": "Zero Down, Low Down: Colorado Down Payment Assistance Deep Dive", "image": "https://cdn-az.allevents.in/events3/banners/d49be9627689fd394ad20da8f3e69c0399a5f7b9ff0f1247411f43a445c4dff3-rimg-w1100-h618-dcffffff-gmir.jpg?v=1770972699", "startDate": "2026-12-09T13:00:00-07:00", "endDate": "2026-12-09T15:00:00-07:00", "url": "https://allevents.in/denver/zero-down-low-down-colorado-down-payment-assistance-deep-dive/100001983051304835", "eventStatus": "https://schema.org/EventScheduled", "location": { "@type": "Place", "name": "12050 N Pecos St suite 310", "address": { "@type": "PostalAddress", "streetAddress": "12050 North Pecos Street", "postalCode": "80234", "addressLocality": "Denver", "addressRegion": "CO", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": "39.9154213", "longitude": "-105.0052841" } }, "eventAttendanceMode": "https://schema.org/OfflineEventAttendanceMode", "description": "Join us in learning about low and no down payment mortgage financing options for your clients can use to purchase their new home.", "offers": [ { "@type": "AggregateOffer", "availability": "https://schema.org/InStock", "priceCurrency": "USD", "availabilityStarts": "2026-02-13", "availabilityEnds": "2026-12-09T15:00:00-07:00", "validFrom": "2026-02-13", "lowPrice": "10.00", "highPrice": "10.00", "price": "10.00", "url": "https://allevents.in/denver/zero-down-low-down-colorado-down-payment-assistance-deep-dive/100001983051304835" }, { "@type": "Offer", "availability": "https://schema.org/SoldOut", "priceCurrency": "USD", "availabilityStarts": "2026-02-13", "availabilityEnds": "", "validFrom": "2026-02-13", "url": "https://allevents.in/denver/zero-down-low-down-colorado-down-payment-assistance-deep-dive/100001983051304835", "price": "10.00", "name": "General Admission" } ], "organizer": [ { "@type": "Organization", "name": "Luminate Bank", "url": "https://allevents.in/org/luminate-bank/27453225", "description": "Luminate Bank is committed to making homeownership clearer, simpler, and more accessible for the military community. Our Veteran & Military Lending Team specializes in delivering accurate, myth‑free education on the VA Home Loan benefit—empowering veterans, active‑duty service members, and the professionals who serve them.Our instructors bring decades of combined lending experience, deep VA‑specific expertise, and a people‑first teaching style that reflects Luminate Bank’s values and brand standards. Whether you are a veteran exploring your eligibility or a real estate professional supporting military clients, our mission is to equip you with clarity, confidence, and practical tools you can use immediately.Meet Your Instructors•Trena Kloss– A highly skilled lending professional known for her attention to detail and client‑first mindset. Trena helps bridge the gap between guidelines and real‑world application, making complex New Home Sales concepts accessible and easy to use.•Sean Selters– U.S. Army Combat Medic Veteran and nationally recognized educator in VA lending. Sean leads Luminate Bank’s military and veteran lending initiatives and authors the bank’s VA Certification curriculum. His work includes training modules, cultural‑competency programs, and turnkey agent education used across Luminate’s national footprint.• Greg Selters– Experienced mortgage professional dedicated to helping buyers understand their full range of home loan options. Greg brings operational clarity, straightforward guidance, and a practical teaching approach designed to reduce friction for both agents and borrowers.Together, our team delivers training that is grounded in real regulations, lender guidance, and practical field-tested workflows—never assumptions or outdated myths. Every class is built to be clear, respectful, fast‑paced, and actionable, aligned with the educational approach outlined in Luminate Bank’s brand and training materials." } ] } ] ```