# Event Details - **Event Name**: Financial Steps Toward Homeownership: Get Money & Credit Ready for 2026 - **Event Start and End Date**: Sat, 03 Jan, 2026 at 02:00 pm – Sat, 03 Jan, 2026 at 04:00 pm - **Event Description**: Are you dreaming of owning a home but not sure if your money, credit, or debt are ready yet?About this EventThis in-person workshop, “Financial Steps Toward Homeownership,” will break down the numbers, the credit requirements, and the *real-life steps* you need to take to move from renter to homeowner.You’ll walk away with clarity, confidence, and a simple game plan you can start on immediately.What You’ll LearnIn this session, we’ll cover:How much you actually need to buy (down payment, closing costs, inspections & more)* **Credit 101 for homebuyers:** what scores lenders look for and how to improve yours* **Debt & DTI (debt-to-income):** how your current bills affect your approval* **Saving strategies** for down payment & reserves while still living your life* **Down payment assistance & grant programs** (including IHDA and other options)* **Common money mistakes** buyers make before closing (and how to avoid them)* **Your 30-60-90 day plan** to move closer to homeownershipWho This Is ForThis workshop is perfect if you are:* Renting and want to stop “throwing money away”* A first-time buyer who doesn’t know where to start* Someone who had credit challenges in the past and wants a comeback plan* A future investor who wants to understand the financial foundation firstWhat to Bring* A notebook & pen* Your questions* Your partner, friend, or accountability buddy (they should register too!)About the Host**Rodessa Joiner**Illinois & Indiana REALTOR® | Realty Services ConsortiumFor over 20 years, Rodessa has helped buyers, sellers, and investors build wealth and create a legacy through real estate. She specializes in first-time buyers, down payment assistance programs, and guiding clients step-by-step from “just thinking about it” to **keys in hand.**FAQs**Is there a cost to attend?**No. This event is **FREE**, but registration is required due to limited seating.**Will there be a sales pitch?**This workshop is educational. You’ll have the option to connect with professionals for next steps, but there is **no pressure**.**Can I bring someone with me?**Absolutely! Just make sure each person is registered so we can reserve seating.**Will there be parking?**street parking**What if my credit is not where it should be?**Come anyway! This event is **exactly** for you. We’ll talk about realistic strategies to get your credit and finances ready.---**Reserve your seat today – your future homeowner self will thank you!** - **Event URL**: https://allevents.in/chicago/financial-steps-toward-homeownership-get-money-and-credit-ready-for-2026/100001976910356092 - **Event Categories**: workshops - **Interested Audience**: - total_interested_count: 0 ## Ticket Details - **Ticket Price Range**: min: 0, max: 0, currency: USD ## Event venue details - **city**: Chicago - **state**: IL - **country**: United States - **location**: Realty Services Consortium - **lat**: 41.7256721 - **long**: -87.61406029999999 - **full address**: Realty Services Consortium, 9263 South King Drive, Chicago, United States ## Event gallery - **Alt text**: Financial Steps Toward Homeownership: Get Money & Credit Ready for 2026 - **Image URL**: https://cdn-az.allevents.in/events10/banners/2f0b30a0365991910850b881f07b30b822490bce6f3697ff91011c3aa504c7dd-rimg-w1200-h800-dcecdba8-gmir.jpg?v=1765163815 ## FAQs - **Q**: When and where is Financial Steps Toward Homeownership: Get Money & Credit Ready for 2026 being held? - **A:** Financial Steps Toward Homeownership: Get Money & Credit Ready for 2026 takes place on Sat, 03 Jan, 2026 at 02:00 pm to Sat, 03 Jan, 2026 at 04:00 pm at Realty Services Consortium, 9263 South King Drive, Chicago, United States. - **Q**: Who is organizing Financial Steps Toward Homeownership: Get Money & Credit Ready for 2026? - **A:** Financial Steps Toward Homeownership: Get Money & Credit Ready for 2026 is organized by Rodessa Joiner Real Estate Broker. - **Q**: Who is this event for? Is it right for me? - **A:** Financial Steps Toward Homeownership: Get Money & Credit Ready for 2026 is ideal for learners, working professionals, and skill-builders looking to gain hands-on knowledge and practical expertise in a focused, interactive setting. Whether you're a first-time attendee or a longtime enthusiast in Chicago, this event is thoughtfully curated to deliver a standout experience worth every moment. 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